You understand that by clicking the I AGREE button you are providing ‘written instructions’ to Standard Mortgage Company under the Fair Credit Reporting Act authorizing Standard Mortgage Company to obtain information from your personal credit profile or other information from Experian. You authorize Standard Mortgage Company to obtain such information solely to credit pre-qualify you for a Mortgage Loan.
Electronic Disclosure
Introduction: You
are submitting a request for a loan pre-qualification (hereinafter, a
“Request”). We can only give you the benefits of our service by conducting our
business through the Internet. In order to do this, we need you to consent to
our giving you certain disclosures electronically. This document informs you of
your rights when receiving legally required disclosures, notices and
information ("Disclosures") from us. By completing and
submitting a Request through us, you acknowledge receipt of
this document and consent to the electronic delivery of such Disclosures as
well as to communication by us as described below.
Consent to Contact:
By submitting your Request containing your electronic signature, you are
expressly permitting Standard Mortgage Company to contact you at the email address you
provided and at the telephone number(s) you provided, regardless of whether the
phone number is a landline or a mobile phone; to assist you with your Request.
Your submission provides consent to any such calls even if your phone number is
listed on any state or federal Do Not Call list, and you acknowledge and agree
that Standard Mortgage Company or an associated third party may use an automatic dialing
system in connection with calls made to any landline or mobile telephone number
you provided. Your submission permits Standard Mortgage Company to contact you via the
aforementioned methods for a period of 90 calendar days, unless you withdrawal
consent as outlined below.
Electronic
Communications: Any additional Disclosures related to your Request will be
provided to you electronically, either (i) directly to any email address you
provide on your Request (or any updated address you provide later) or (ii) on
our website. If Disclosures are provided on our website, we will give you our
appropriate website address in advance and send an email or regular mail notice
if that address changes.
Consenting to do
Business Electronically: By checking the box next to "Consent to
Contact & Electronic Disclosures" and clicking on the
"Continue" button, you agree that Standard Mortgage Company may provide
Disclosure to you electronically. Disclosure means any information that we are
required by law to provide to you in writing in connection with your loan pre-qualification
or any resulting or subsequent transactions with us.
Hardware and Software
Requirements: To access, view and retain Disclosures, you will need (i) a
valid working e-mail account and (ii) access to a computer, operating system
and telecommunication connections to the Internet capable of receiving,
accessing, displaying and either printing or storing Disclosures
electronically. You also needbrowser software that supports 256-bit security
encryption and Adobe Reader® version 9.0 or higher. We will
notify you of any changes to these requirements that create
a risk that may prevent you from receiving Disclosures electronically.
Withdrawing Consent:
You may withdraw consent to Communications and/or Electronic Disclosures at any
time by calling 888-795-6575 or by sending an email to support@monitorbase.com.
We will not charge you a fee for withdrawing your consent. If you withdraw your
consent, the legal effectiveness, validity and/or enforceability of prior
electronic Disclosures will not be affected. Any withdrawal of your consent
will be effective only after we
have a reasonable period of time to process your withdrawal.
Paper Copies: You
may request a paper copy of any Disclosure by contacting us at one of the
channels provided above. To the extent permitted by law, there may be a $10
processing fee assessed for each request for a paper copy.
Changes to E-Mail
Address: You must promptly inform us of any change in your e-mail address
by contacting us at one of the channels provided above.
Your Ability to Access
Disclosures: By checking the box next to "Consent to Contact &
Electronic Disclosures" and clicking on the "Continue" button,
you acknowledge that you can access the Disclosures in the formats described
above.
